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   Borrower signs escrow instructions Signing service/Notary sets an appointment to meet you. Usually at the Escrow Office. Usually signed at the same time as the loan documents. When the lender is ready and escrow requests it. If the Refinance included cash out. Termite, Broker, Comissions... At the request of Escrow the Title Insurer records Deed and Note at County Recorder.  
 
   

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